Call reports 2015
CHESAPEAKE BANK & TRUST COMPANY — 2015
What CHESAPEAKE BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 96,752,000 | 95,758,000 | 104,804,000 | 113,118,000 |
| Total loans | 64,695,000 | 64,330,000 | 64,475,000 | 63,805,000 |
| Allowance for loan losses | 859,000 | 893,000 | 920,000 | 946,000 |
| Securities available for sale | 23,391,000 | 18,404,000 | 25,399,000 | 28,537,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,677,000 | 67,149,000 | 68,310,000 | 76,574,000 |
| Interest-bearing deposits | 46,929,000 | 51,174,000 | 51,949,000 | 57,485,000 |
| Noninterest-bearing deposits | 15,748,000 | 15,975,000 | 16,361,000 | 19,089,000 |
| Equity capital | 9,845,000 | 9,524,000 | 9,640,000 | 9,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 868,000 | 1,717,000 | 2,598,000 | 3,505,000 |
| Interest expense | 79,000 | 157,000 | 232,000 | 306,000 |
| Net interest income | 789,000 | 1,560,000 | 2,366,000 | 3,199,000 |
| Noninterest income | 143,000 | 313,000 | 630,000 | 485,000 |
| Noninterest expense | 626,000 | 1,510,000 | 2,129,000 | 2,283,000 |
| Provision for loan losses | 27,000 | 54,000 | 81,000 | 108,000 |
| Pretax income | 279,000 | 309,000 | 786,000 | 1,293,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 279,000 | 309,000 | 786,000 | 1,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,839,000 | 9,509,000 | 9,626,000 | 9,773,000 |
| Total capital | 10,639,000 | 10,289,000 | 10,431,000 | 10,633,000 |
| Risk-weighted assets | 63,882,000 | 62,174,000 | 64,233,000 | 68,644,000 |