Call reports 2014
CHESAPEAKE BANK & TRUST COMPANY — 2014
What CHESAPEAKE BANK & TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 96,046,000 | 88,918,000 | 104,065,000 | 102,049,000 |
| Total loans | 66,613,000 | 65,843,000 | 65,761,000 | 66,013,000 |
| Allowance for loan losses | 878,000 | 930,000 | 814,000 | 841,000 |
| Securities available for sale | 20,361,000 | 13,500,000 | 25,293,000 | 24,289,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,736,000 | 63,993,000 | 62,203,000 | 65,479,000 |
| Interest-bearing deposits | 48,533,000 | 48,899,000 | 46,587,000 | 48,316,000 |
| Noninterest-bearing deposits | 15,203,000 | 15,094,000 | 15,616,000 | 17,163,000 |
| Equity capital | 10,157,000 | 9,876,000 | 9,866,000 | 9,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 860,000 | 1,843,000 | 2,741,000 | 3,645,000 |
| Interest expense | 88,000 | 172,000 | 253,000 | 337,000 |
| Net interest income | 772,000 | 1,671,000 | 2,488,000 | 3,308,000 |
| Noninterest income | 169,000 | 356,000 | 543,000 | 704,000 |
| Noninterest expense | 536,000 | 1,215,000 | 1,836,000 | 2,379,000 |
| Provision for loan losses | 27,000 | 54,000 | 81,000 | 108,000 |
| Pretax income | 378,000 | 758,000 | 1,114,000 | 1,525,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 378,000 | 758,000 | 1,114,000 | 1,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,153,000 | 9,874,000 | 9,869,000 | 9,920,000 |
| Total capital | 10,954,000 | 10,659,000 | 10,692,000 | 10,730,000 |
| Risk-weighted assets | 63,877,000 | 62,548,000 | 65,757,000 | 64,615,000 |