Call reports 2013
CHESAPEAKE BANK & TRUST COMPANY — 2013
What CHESAPEAKE BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 100,395,000 | 91,773,000 | 98,950,000 | 102,142,000 |
| Total loans | 61,238,000 | 63,760,000 | 63,888,000 | 65,796,000 |
| Allowance for loan losses | 931,000 | 1,057,000 | 1,057,000 | 851,000 |
| Securities available for sale | 18,328,000 | 14,482,000 | 24,100,000 | 22,100,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,122,000 | 69,059,000 | 64,656,000 | 69,180,000 |
| Interest-bearing deposits | 53,287,000 | 52,720,000 | 47,523,000 | 52,288,000 |
| Noninterest-bearing deposits | 19,835,000 | 16,339,000 | 17,133,000 | 16,892,000 |
| Equity capital | 9,976,000 | 9,922,000 | 9,951,000 | 10,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 846,000 | 1,692,000 | 2,536,000 | 3,435,000 |
| Interest expense | 106,000 | 209,000 | 308,000 | 410,000 |
| Net interest income | 740,000 | 1,483,000 | 2,228,000 | 3,025,000 |
| Noninterest income | 371,000 | 505,000 | 616,000 | 783,000 |
| Noninterest expense | 491,000 | 999,000 | 1,518,000 | 1,967,000 |
| Provision for loan losses | 27,000 | 154,000 | 181,000 | 208,000 |
| Pretax income | 593,000 | 835,000 | 1,145,000 | 1,633,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 593,000 | 835,000 | 1,145,000 | 1,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,970,000 | 9,937,000 | 9,947,000 | 10,135,000 |
| Total capital | 10,720,000 | 10,710,000 | 10,743,000 | 10,942,000 |
| Risk-weighted assets | 59,678,000 | 61,432,000 | 63,213,000 | 64,422,000 |