Call reports 2012
CHESAPEAKE BANK & TRUST COMPANY — 2012
What CHESAPEAKE BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 88,607,000 | 85,403,000 | 96,141,000 | 93,597,000 |
| Total loans | 59,914,000 | 59,973,000 | 59,749,000 | 61,047,000 |
| Allowance for loan losses | 1,147,000 | 943,000 | 923,000 | 950,000 |
| Securities available for sale | 14,836,000 | 15,496,000 | 24,926,000 | 21,329,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,137,000 | 61,978,000 | 62,123,000 | 65,996,000 |
| Interest-bearing deposits | 48,473,000 | 48,314,000 | 47,283,000 | 50,912,000 |
| Noninterest-bearing deposits | 13,664,000 | 13,664,000 | 14,840,000 | 15,084,000 |
| Equity capital | 9,737,000 | 9,568,000 | 9,479,000 | 9,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 945,000 | 1,874,000 | 2,752,000 | 3,549,000 |
| Interest expense | 111,000 | 219,000 | 326,000 | 436,000 |
| Net interest income | 834,000 | 1,655,000 | 2,426,000 | 3,113,000 |
| Noninterest income | 110,000 | 223,000 | 331,000 | 534,000 |
| Noninterest expense | 565,000 | 1,247,000 | 1,834,000 | 2,344,000 |
| Provision for loan losses | 27,000 | 54,000 | 81,000 | 108,000 |
| Pretax income | 352,000 | 577,000 | 842,000 | 1,195,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 352,000 | 577,000 | 842,000 | 1,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,733,000 | 9,568,000 | 9,473,000 | 9,602,000 |
| Total capital | 10,469,000 | 10,311,000 | 10,237,000 | 10,359,000 |
| Risk-weighted assets | 58,379,000 | 59,107,000 | 60,823,000 | 60,229,000 |