Call reports 2011
CHESAPEAKE BANK & TRUST COMPANY — 2011
What CHESAPEAKE BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 97,447,000 | 90,641,000 | 102,845,000 | 92,144,000 |
| Total loans | 66,581,000 | 66,988,000 | 65,817,000 | 63,647,000 |
| Allowance for loan losses | 1,214,000 | 1,235,000 | 1,221,000 | 1,120,000 |
| Securities available for sale | 14,238,000 | 10,341,000 | 23,108,000 | 20,020,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,819,000 | 69,220,000 | 66,275,000 | 62,856,000 |
| Interest-bearing deposits | 45,956,000 | 54,718,000 | 52,129,000 | 48,953,000 |
| Noninterest-bearing deposits | 24,863,000 | 14,502,000 | 14,146,000 | 13,903,000 |
| Equity capital | 10,085,000 | 10,045,000 | 10,019,000 | 9,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,077,000 | 2,055,000 | 3,120,000 | 4,088,000 |
| Interest expense | 163,000 | 303,000 | 432,000 | 556,000 |
| Net interest income | 914,000 | 1,752,000 | 2,688,000 | 3,532,000 |
| Noninterest income | 110,000 | 217,000 | 307,000 | 835,000 |
| Noninterest expense | 619,000 | 1,207,000 | 1,828,000 | 2,297,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 84,000 |
| Pretax income | 384,000 | 720,000 | 1,104,000 | 1,986,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 384,000 | 720,000 | 1,104,000 | 1,986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,090,000 | 10,035,000 | 10,030,000 | 9,771,000 |
| Total capital | 10,906,000 | 10,834,000 | 10,860,000 | 10,551,000 |
| Risk-weighted assets | 64,766,000 | 63,326,000 | 65,859,000 | 61,943,000 |