Call reports 2010
CHESAPEAKE BANK & TRUST COMPANY — 2010
What CHESAPEAKE BANK & TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 88,350,000 | 95,546,000 | 106,587,000 | 101,561,000 |
| Total loans | 63,950,000 | 73,801,000 | 66,456,000 | 67,597,000 |
| Allowance for loan losses | 1,324,000 | 1,337,000 | 1,345,000 | 1,231,000 |
| Securities available for sale | 12,487,000 | 13,754,000 | 23,748,000 | 20,845,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,879,000 | 66,443,000 | 76,022,000 | 71,948,000 |
| Interest-bearing deposits | 53,366,000 | 52,740,000 | 58,096,000 | 48,051,000 |
| Noninterest-bearing deposits | 12,513,000 | 13,703,000 | 17,926,000 | 23,897,000 |
| Equity capital | 9,920,000 | 10,084,000 | 10,061,000 | 10,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,039,000 | 2,084,000 | 3,162,000 | 4,290,000 |
| Interest expense | 161,000 | 313,000 | 474,000 | 649,000 |
| Net interest income | 878,000 | 1,771,000 | 2,688,000 | 3,641,000 |
| Noninterest income | 129,000 | 338,000 | 468,000 | 612,000 |
| Noninterest expense | 567,000 | 1,127,000 | 1,797,000 | 2,528,000 |
| Provision for loan losses | 139,000 | 143,000 | 148,000 | 52,000 |
| Pretax income | 301,000 | 839,000 | 1,211,000 | 1,673,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 301,000 | 839,000 | 1,211,000 | 1,673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,894,000 | 10,042,000 | 10,024,000 | 10,095,000 |
| Total capital | 10,651,000 | 10,959,000 | 10,862,000 | 10,925,000 |
| Risk-weighted assets | 61,436,000 | 72,908,000 | 66,465,000 | 65,936,000 |