Call reports 2009
CHESAPEAKE BANK & TRUST COMPANY — 2009
What CHESAPEAKE BANK & TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 83,540,000 | 85,753,000 | 91,141,000 | 85,840,000 |
| Total loans | 65,889,000 | 65,297,000 | 64,700,000 | 63,820,000 |
| Allowance for loan losses | 1,133,000 | 1,118,000 | 1,427,000 | 1,378,000 |
| Securities available for sale | 10,822,000 | 9,569,000 | 16,484,000 | 12,559,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,364,000 | 64,914,000 | 67,019,000 | 66,963,000 |
| Interest-bearing deposits | 52,297,000 | 52,531,000 | 51,696,000 | 52,263,000 |
| Noninterest-bearing deposits | 12,067,000 | 12,383,000 | 15,323,000 | 14,700,000 |
| Equity capital | 9,766,000 | 9,725,000 | 9,921,000 | 10,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,094,000 | 2,139,000 | 3,156,000 | 4,322,000 |
| Interest expense | 238,000 | 464,000 | 660,000 | 834,000 |
| Net interest income | 856,000 | 1,675,000 | 2,496,000 | 3,488,000 |
| Noninterest income | 118,000 | 268,000 | 694,000 | 762,000 |
| Noninterest expense | 496,000 | 1,030,000 | 1,711,000 | 2,157,000 |
| Provision for loan losses | 66,000 | 770,000 | 1,025,000 | 1,131,000 |
| Pretax income | 412,000 | 143,000 | 454,000 | 962,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 412,000 | 143,000 | 454,000 | 962,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,723,000 | 9,684,000 | 9,865,000 | 9,983,000 |
| Total capital | 10,480,000 | 10,458,000 | 10,642,000 | 10,753,000 |
| Risk-weighted assets | 60,126,000 | 61,419,000 | 61,456,000 | 60,963,000 |