Call reports 2008
CHESAPEAKE BANK & TRUST COMPANY — 2008
What CHESAPEAKE BANK & TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 91,157,000 | 89,688,000 | 92,302,000 | 89,229,000 |
| Total loans | 69,271,000 | 69,538,000 | 66,259,000 | 65,830,000 |
| Allowance for loan losses | 700,000 | 830,000 | 841,000 | 880,000 |
| Securities available for sale | 16,150,000 | 15,169,000 | 17,875,000 | 16,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,328,000 | 62,942,000 | 65,572,000 | 63,240,000 |
| Interest-bearing deposits | 56,267,000 | 50,203,000 | 50,000,000 | 50,075,000 |
| Noninterest-bearing deposits | 14,061,000 | 12,739,000 | 15,572,000 | 13,165,000 |
| Equity capital | 9,577,000 | 9,349,000 | 8,460,000 | 9,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,372,000 | 2,701,000 | 3,968,000 | 5,242,000 |
| Interest expense | 477,000 | 836,000 | 1,177,000 | 1,475,000 |
| Net interest income | 895,000 | 1,865,000 | 2,791,000 | 3,767,000 |
| Noninterest income | 139,000 | 275,000 | 406,000 | 534,000 |
| Noninterest expense | 531,000 | 1,053,000 | 1,578,000 | 2,038,000 |
| Provision for loan losses | 5,000 | 139,000 | 969,000 | 1,246,000 |
| Pretax income | 498,000 | 948,000 | 650,000 | 1,017,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 498,000 | 948,000 | 650,000 | 1,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,503,000 | 9,403,000 | 8,554,000 | 9,841,000 |
| Total capital | 10,203,000 | 10,200,000 | 9,337,000 | 10,615,000 |
| Risk-weighted assets | 64,244,000 | 63,717,000 | 62,605,000 | 61,774,000 |