Call reports 2007
CHESAPEAKE BANK & TRUST COMPANY — 2007
What CHESAPEAKE BANK & TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 87,370,000 | 89,236,000 | 99,549,000 | 92,289,000 |
| Total loans | 65,769,000 | 67,275,000 | 66,865,000 | 68,054,000 |
| Allowance for loan losses | 686,000 | 686,000 | 686,000 | 700,000 |
| Securities available for sale | 16,714,000 | 17,191,000 | 19,057,000 | 18,940,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,761,000 | 65,641,000 | 70,964,000 | 69,466,000 |
| Interest-bearing deposits | 51,357,000 | 51,242,000 | 52,669,000 | 54,259,000 |
| Noninterest-bearing deposits | 11,404,000 | 14,399,000 | 18,295,000 | 15,207,000 |
| Equity capital | 9,488,000 | 9,526,000 | 9,614,000 | 9,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,469,000 | 2,953,000 | 4,503,000 | 6,046,000 |
| Interest expense | 549,000 | 1,098,000 | 1,678,000 | 2,275,000 |
| Net interest income | 920,000 | 1,855,000 | 2,825,000 | 3,771,000 |
| Noninterest income | 276,000 | 470,000 | 686,000 | 852,000 |
| Noninterest expense | 593,000 | 1,142,000 | 1,717,000 | 2,213,000 |
| Provision for loan losses | 0 | 0 | 0 | 16,000 |
| Pretax income | 603,000 | 1,183,000 | 1,794,000 | 2,394,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 603,000 | 1,183,000 | 1,794,000 | 2,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,513,000 | 9,542,000 | 9,603,000 | 9,654,000 |
| Total capital | 10,199,000 | 10,228,000 | 10,289,000 | 10,354,000 |
| Risk-weighted assets | 61,470,000 | 62,835,000 | 64,910,000 | 64,018,000 |