Call reports 2006
CHESAPEAKE BANK & TRUST COMPANY — 2006
What CHESAPEAKE BANK & TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 84,076,000 | 84,197,000 | 87,719,000 | 90,288,000 |
| Total loans | 61,944,000 | 59,199,000 | 58,787,000 | 65,418,000 |
| Allowance for loan losses | 702,000 | 700,000 | 700,000 | 685,000 |
| Securities available for sale | 16,482,000 | 15,409,000 | 18,411,000 | 16,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,059,000 | 59,257,000 | 59,007,000 | 65,002,000 |
| Interest-bearing deposits | 46,548,000 | 46,481,000 | 46,393,000 | 41,707,000 |
| Noninterest-bearing deposits | 13,511,000 | 12,776,000 | 12,614,000 | 23,295,000 |
| Equity capital | 9,271,000 | 9,198,000 | 9,304,000 | 9,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,251,000 | 2,534,000 | 3,858,000 | 5,330,000 |
| Interest expense | 396,000 | 824,000 | 1,277,000 | 1,833,000 |
| Net interest income | 855,000 | 1,710,000 | 2,581,000 | 3,497,000 |
| Noninterest income | 154,000 | 303,000 | 471,000 | 741,000 |
| Noninterest expense | 520,000 | 1,078,000 | 1,599,000 | 2,091,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 489,000 | 935,000 | 1,453,000 | 2,147,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 489,000 | 935,000 | 1,453,000 | 2,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,397,000 | 9,343,000 | 9,361,000 | 9,459,000 |
| Total capital | 10,088,000 | 10,034,000 | 10,061,000 | 10,144,000 |
| Risk-weighted assets | 55,233,000 | 55,199,000 | 56,075,000 | 60,358,000 |