Call reports 2005
CHESAPEAKE BANK & TRUST COMPANY — 2005
What CHESAPEAKE BANK & TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 89,485,000 | 85,094,000 | 89,409,000 | 86,615,000 |
| Total loans | 57,746,000 | 61,009,000 | 61,799,000 | 64,597,000 |
| Allowance for loan losses | 682,000 | 677,000 | 677,000 | 677,000 |
| Securities available for sale | 17,516,000 | 17,280,000 | 17,588,000 | 16,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,872,000 | 63,159,000 | 60,371,000 | 60,609,000 |
| Interest-bearing deposits | 52,378,000 | 48,139,000 | 46,849,000 | 45,418,000 |
| Noninterest-bearing deposits | 14,494,000 | 15,020,000 | 13,522,000 | 15,191,000 |
| Equity capital | 8,782,000 | 8,937,000 | 9,036,000 | 9,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,024,000 | 2,106,000 | 3,250,000 | 4,498,000 |
| Interest expense | 246,000 | 513,000 | 815,000 | 1,201,000 |
| Net interest income | 778,000 | 1,593,000 | 2,435,000 | 3,297,000 |
| Noninterest income | 218,000 | 474,000 | 715,000 | 941,000 |
| Noninterest expense | 546,000 | 1,126,000 | 1,692,000 | 2,184,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 450,000 | 941,000 | 1,458,000 | 2,054,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 450,000 | 941,000 | 1,458,000 | 2,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,964,000 | 9,055,000 | 9,172,000 | 9,368,000 |
| Total capital | 9,640,000 | 9,732,000 | 9,849,000 | 10,045,000 |
| Risk-weighted assets | 54,068,000 | 55,811,000 | 56,769,000 | 57,897,000 |