Call reports 2004
CHESAPEAKE BANK & TRUST COMPANY — 2004
What CHESAPEAKE BANK & TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 77,192,000 | 81,281,000 | 84,378,000 | 85,377,000 |
| Total loans | 59,727,000 | 60,339,000 | 58,563,000 | 57,507,000 |
| Allowance for loan losses | 729,000 | 717,000 | 717,000 | 683,000 |
| Securities available for sale | 11,597,000 | 15,322,000 | 15,194,000 | 17,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,921,000 | 60,560,000 | 59,995,000 | 62,466,000 |
| Interest-bearing deposits | 44,161,000 | 44,733,000 | 46,383,000 | 48,596,000 |
| Noninterest-bearing deposits | 11,760,000 | 15,827,000 | 13,612,000 | 13,870,000 |
| Equity capital | 9,018,000 | 8,489,000 | 8,651,000 | 8,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 975,000 | 1,965,000 | 2,963,000 | 3,984,000 |
| Interest expense | 184,000 | 366,000 | 562,000 | 800,000 |
| Net interest income | 791,000 | 1,599,000 | 2,401,000 | 3,184,000 |
| Noninterest income | 226,000 | 468,000 | 712,000 | 932,000 |
| Noninterest expense | 625,000 | 1,229,000 | 1,785,000 | 2,230,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 392,000 | 838,000 | 1,328,000 | 1,886,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 392,000 | 838,000 | 1,328,000 | 1,886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,021,000 | 8,667,000 | 8,756,000 | 8,914,000 |
| Total capital | 9,691,000 | 9,351,000 | 9,444,000 | 9,581,000 |
| Risk-weighted assets | 53,543,000 | 54,659,000 | 55,048,000 | 53,361,000 |