Call reports 2003
CHESAPEAKE BANK & TRUST COMPANY — 2003
What CHESAPEAKE BANK & TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 74,104,000 | 75,325,000 | 77,959,000 | 80,640,000 |
| Total loans | 54,082,000 | 56,449,000 | 57,024,000 | 59,097,000 |
| Allowance for loan losses | 768,000 | 761,000 | 754,000 | 730,000 |
| Securities available for sale | 14,709,000 | 14,124,000 | 14,151,000 | 16,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,679,000 | 55,045,000 | 56,060,000 | 58,257,000 |
| Interest-bearing deposits | 41,593,000 | 43,414,000 | 44,363,000 | 44,823,000 |
| Noninterest-bearing deposits | 11,086,000 | 11,631,000 | 11,697,000 | 13,433,000 |
| Equity capital | 8,886,000 | 8,757,000 | 9,088,000 | 8,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 998,000 | 2,011,000 | 3,006,000 | 3,979,000 |
| Interest expense | 218,000 | 418,000 | 610,000 | 799,000 |
| Net interest income | 780,000 | 1,593,000 | 2,396,000 | 3,180,000 |
| Noninterest income | 157,000 | 319,000 | 499,000 | 675,000 |
| Noninterest expense | 533,000 | 1,018,000 | 1,597,000 | 2,054,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 404,000 | 894,000 | 1,298,000 | 1,801,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 404,000 | 894,000 | 1,298,000 | 1,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,832,000 | 8,722,000 | 9,126,000 | 8,629,000 |
| Total capital | 9,446,000 | 9,364,000 | 9,778,000 | 9,303,000 |
| Risk-weighted assets | 48,929,000 | 51,234,000 | 52,026,000 | 53,893,000 |