Call reports 2002
CHESAPEAKE BANK & TRUST COMPANY — 2002
What CHESAPEAKE BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 75,243,000 | 70,826,000 | 77,181,000 | 74,646,000 |
| Total loans | 51,010,000 | 50,505,000 | 51,754,000 | 52,936,000 |
| Allowance for loan losses | 761,000 | 761,000 | 753,000 | 768,000 |
| Securities available for sale | 17,306,000 | 16,273,000 | 15,636,000 | 14,578,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,359,000 | 51,986,000 | 52,866,000 | 54,838,000 |
| Interest-bearing deposits | 42,638,000 | 42,032,000 | 41,341,000 | 43,311,000 |
| Noninterest-bearing deposits | 10,721,000 | 9,954,000 | 11,525,000 | 11,527,000 |
| Equity capital | 8,484,000 | 8,057,000 | 8,502,000 | 8,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,125,000 | 2,209,000 | 3,266,000 | 4,316,000 |
| Interest expense | 313,000 | 590,000 | 860,000 | 1,125,000 |
| Net interest income | 812,000 | 1,619,000 | 2,406,000 | 3,191,000 |
| Noninterest income | 163,000 | 307,000 | 452,000 | 619,000 |
| Noninterest expense | 510,000 | 1,011,000 | 1,511,000 | 2,013,000 |
| Provision for loan losses | 0 | 0 | 0 | 17,000 |
| Pretax income | 465,000 | 915,000 | 1,347,000 | 1,780,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 465,000 | 915,000 | 1,347,000 | 1,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,512,000 | 7,963,000 | 8,396,000 | 8,428,000 |
| Total capital | 9,112,000 | 8,542,000 | 8,993,000 | 9,028,000 |
| Risk-weighted assets | 47,875,000 | 46,108,000 | 47,608,000 | 47,853,000 |