Call reports 2001
CHESAPEAKE BANK & TRUST COMPANY — 2001
What CHESAPEAKE BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 69,911,000 | 71,497,000 | 73,915,000 | 75,998,000 |
| Total loans | 51,141,000 | 52,295,000 | 52,681,000 | 51,841,000 |
| Allowance for loan losses | 702,000 | 702,000 | 699,000 | 761,000 |
| Securities available for sale | 12,839,000 | 13,318,000 | 13,080,000 | 17,727,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,229,000 | 52,857,000 | 52,418,000 | 53,838,000 |
| Interest-bearing deposits | 35,115,000 | 42,059,000 | 42,346,000 | 42,406,000 |
| Noninterest-bearing deposits | 16,114,000 | 10,798,000 | 10,073,000 | 11,432,000 |
| Equity capital | 7,949,000 | 8,384,000 | 8,443,000 | 8,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,301,000 | 2,603,000 | 3,849,000 | 5,065,000 |
| Interest expense | 542,000 | 1,054,000 | 1,508,000 | 1,889,000 |
| Net interest income | 759,000 | 1,549,000 | 2,341,000 | 3,176,000 |
| Noninterest income | 83,000 | 204,000 | 317,000 | 441,000 |
| Noninterest expense | 443,000 | 913,000 | 1,372,000 | 1,885,000 |
| Provision for loan losses | 0 | 0 | 0 | 63,000 |
| Pretax income | 399,000 | 840,000 | 1,286,000 | 1,669,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 399,000 | 840,000 | 1,286,000 | 1,669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,874,000 | 8,317,000 | 8,264,000 | 8,048,000 |
| Total capital | 8,465,000 | 8,922,000 | 8,879,000 | 8,655,000 |
| Risk-weighted assets | 47,146,000 | 48,364,000 | 49,114,000 | 48,379,000 |