Call reports 2007
ENCORE BANK, NATIONAL ASSOCIATION — 2007
What ENCORE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 |
|---|---|
| Total assets | 1,292,268,000 |
| Total loans | 978,806,000 |
| Allowance for loan losses | 9,790,000 |
| Securities available for sale | 48,375,000 |
| Securities held to maturity | 156,472,000 |
| Trading assets | 0 |
| Total deposits | 998,939,000 |
| Interest-bearing deposits | 884,908,000 |
| Noninterest-bearing deposits | 114,031,000 |
| Equity capital | 126,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 |
|---|---|
| Interest income | 19,478,000 |
| Interest expense | 11,344,000 |
| Net interest income | 8,134,000 |
| Noninterest income | 8,599,000 |
| Noninterest expense | 12,522,000 |
| Provision for loan losses | 900,000 |
| Pretax income | 3,162,000 |
| Income tax | 1,115,000 |
| Net income | 2,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 |
|---|---|
| Tier 1 capital | 92,210,000 |
| Total capital | 102,000,000 |
| Risk-weighted assets | 915,830,000 |