Call reports 2012
MOUNTAIN NATIONAL BANK — 2012
What MOUNTAIN NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 516,025,000 | 508,133,000 | 472,911,000 | 453,878,000 |
| Total loans | 313,479,000 | 290,434,000 | 270,739,000 | 266,094,000 |
| Allowance for loan losses | 14,431,000 | 14,164,000 | 12,820,000 | 12,192,000 |
| Securities available for sale | 75,801,000 | 87,618,000 | 84,752,000 | 78,228,000 |
| Securities held to maturity | 632,000 | 639,000 | 647,000 | 654,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 443,998,000 | 436,190,000 | 400,039,000 | 390,509,000 |
| Interest-bearing deposits | 394,589,000 | 385,642,000 | 388,981,000 | 378,022,000 |
| Noninterest-bearing deposits | 49,408,000 | 50,548,000 | 11,058,000 | 12,487,000 |
| Equity capital | 11,918,000 | 13,688,000 | 13,645,000 | 9,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,722,000 | 9,121,000 | 13,480,000 | 17,146,000 |
| Interest expense | 1,682,000 | 3,284,000 | 4,836,000 | 6,216,000 |
| Net interest income | 3,040,000 | 5,837,000 | 8,644,000 | 10,930,000 |
| Noninterest income | 1,271,000 | 3,122,000 | 4,029,000 | 4,723,000 |
| Noninterest expense | 3,932,000 | 7,134,000 | 11,560,000 | 15,409,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 2,866,000 |
| Pretax income | 1,502,000 | 2,938,000 | 2,226,000 | -1,499,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,502,000 | 2,938,000 | 2,226,000 | -1,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,346,000 | 13,801,000 | 13,107,000 | 9,385,000 |
| Total capital | 16,903,000 | 18,158,000 | 17,431,000 | 13,698,000 |
| Risk-weighted assets | 354,686,000 | 338,712,000 | 337,040,000 | 337,045,000 |