Call reports 2011
MOUNTAIN NATIONAL BANK — 2011
What MOUNTAIN NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 534,567,000 | 522,308,000 | 516,398,000 | 503,041,000 |
| Total loans | 365,128,000 | 344,623,000 | 334,735,000 | 310,796,000 |
| Allowance for loan losses | 10,038,000 | 14,190,000 | 14,872,000 | 14,863,000 |
| Securities available for sale | 89,766,000 | 87,451,000 | 84,861,000 | 95,030,000 |
| Securities held to maturity | 1,333,000 | 1,349,000 | 1,365,000 | 1,380,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 429,401,000 | 437,972,000 | 434,593,000 | 432,162,000 |
| Interest-bearing deposits | 380,906,000 | 387,239,000 | 385,783,000 | 381,377,000 |
| Noninterest-bearing deposits | 48,495,000 | 50,733,000 | 48,810,000 | 50,785,000 |
| Equity capital | 45,757,000 | 24,524,000 | 21,993,000 | 10,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,226,000 | 10,549,000 | 15,685,000 | 20,590,000 |
| Interest expense | 2,011,000 | 3,940,000 | 5,824,000 | 7,602,000 |
| Net interest income | 3,215,000 | 6,609,000 | 9,861,000 | 12,988,000 |
| Noninterest income | 887,000 | -2,859,000 | -1,860,000 | -1,133,000 |
| Noninterest expense | 4,255,000 | 8,948,000 | 13,292,000 | 17,866,000 |
| Provision for loan losses | 3,000,000 | 20,363,000 | 23,865,000 | 33,597,000 |
| Pretax income | -3,153,000 | -25,513,000 | -28,958,000 | -39,410,000 |
| Income tax | 99,000 | -519,000 | -859,000 | -606,000 |
| Net income | -3,252,000 | -24,994,000 | -28,099,000 | -38,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,299,000 | 24,583,000 | 21,503,000 | 10,825,000 |
| Total capital | 51,404,000 | 29,491,000 | 26,282,000 | 15,365,000 |
| Risk-weighted assets | 403,491,000 | 383,328,000 | 372,223,000 | 352,836,000 |