Call reports 2010
MOUNTAIN NATIONAL BANK — 2010
What MOUNTAIN NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 645,759,000 | 601,954,000 | 583,226,000 | 557,058,000 |
| Total loans | 404,025,000 | 396,457,000 | 392,393,000 | 372,974,000 |
| Allowance for loan losses | 10,975,000 | 10,374,000 | 10,138,000 | 9,561,000 |
| Securities available for sale | 157,462,000 | 105,422,000 | 75,395,000 | 86,316,000 |
| Securities held to maturity | 1,273,000 | 1,288,000 | 1,303,000 | 1,318,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 517,775,000 | 472,161,000 | 463,049,000 | 449,644,000 |
| Interest-bearing deposits | 476,045,000 | 426,841,000 | 416,344,000 | 401,953,000 |
| Noninterest-bearing deposits | 41,730,000 | 45,320,000 | 46,705,000 | 47,691,000 |
| Equity capital | 59,810,000 | 60,495,000 | 60,770,000 | 48,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,031,000 | 11,962,000 | 17,987,000 | 23,456,000 |
| Interest expense | 2,823,000 | 5,512,000 | 8,030,000 | 10,357,000 |
| Net interest income | 3,208,000 | 6,450,000 | 9,957,000 | 13,099,000 |
| Noninterest income | 1,022,000 | 2,261,000 | 3,473,000 | 4,237,000 |
| Noninterest expense | 4,606,000 | 8,753,000 | 13,242,000 | 17,450,000 |
| Provision for loan losses | 212,000 | 547,000 | 702,000 | 7,727,000 |
| Pretax income | 425,000 | 603,000 | 997,000 | -6,330,000 |
| Income tax | 23,000 | -21,000 | -24,000 | 3,645,000 |
| Net income | 402,000 | 624,000 | 1,021,000 | -9,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,933,000 | 58,676,000 | 58,550,000 | 49,526,000 |
| Total capital | 64,588,000 | 64,313,000 | 64,175,000 | 54,754,000 |
| Risk-weighted assets | 447,046,000 | 446,163,000 | 445,446,000 | 413,910,000 |