Call reports 2009
MOUNTAIN NATIONAL BANK — 2009
What MOUNTAIN NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 692,023,000 | 674,445,000 | 648,979,000 | 638,236,000 |
| Total loans | 413,048,000 | 413,072,000 | 413,155,000 | 407,702,000 |
| Allowance for loan losses | 6,906,000 | 8,149,000 | 8,562,000 | 11,353,000 |
| Securities available for sale | 158,592,000 | 166,183,000 | 154,773,000 | 144,330,000 |
| Securities held to maturity | 2,136,000 | 2,159,000 | 2,181,000 | 2,204,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 556,915,000 | 539,495,000 | 496,483,000 | 510,728,000 |
| Interest-bearing deposits | 513,948,000 | 493,701,000 | 447,637,000 | 463,013,000 |
| Noninterest-bearing deposits | 42,967,000 | 45,794,000 | 48,846,000 | 47,715,000 |
| Equity capital | 63,887,000 | 62,715,000 | 64,979,000 | 59,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 8,389,000 | 16,474,000 | 24,413,000 | 31,369,000 |
| Interest expense | 3,460,000 | 6,872,000 | 10,003,000 | 12,966,000 |
| Net interest income | 4,929,000 | 9,602,000 | 14,410,000 | 18,403,000 |
| Noninterest income | 1,160,000 | 2,367,000 | 2,964,000 | 2,652,000 |
| Noninterest expense | 4,421,000 | 9,682,000 | 14,531,000 | 19,524,000 |
| Provision for loan losses | 2,810,000 | 5,181,000 | 5,802,000 | 11,673,000 |
| Pretax income | -1,244,000 | -2,649,000 | -1,251,000 | -7,580,000 |
| Income tax | -665,000 | -1,392,000 | -1,082,000 | -3,621,000 |
| Net income | -579,000 | -1,257,000 | -169,000 | -3,959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,878,000 | 62,042,000 | 63,157,000 | 59,397,000 |
| Total capital | 69,003,000 | 68,154,000 | 69,043,000 | 65,287,000 |
| Risk-weighted assets | 489,111,000 | 486,882,000 | 468,194,000 | 465,740,000 |