Call reports 2002
MOUNTAIN NATIONAL BANK — 2002
What MOUNTAIN NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 150,209,000 | 158,343,000 | 180,820,000 | 200,083,000 |
| Total loans | 114,024,000 | 121,054,000 | 129,918,000 | 146,368,000 |
| Allowance for loan losses | 1,011,000 | 1,215,000 | 1,408,000 | 1,595,000 |
| Securities available for sale | 23,965,000 | 23,097,000 | 23,726,000 | 24,624,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,143,000 | 140,674,000 | 159,005,000 | 175,908,000 |
| Interest-bearing deposits | 118,414,000 | 120,340,000 | 136,081,000 | 151,142,000 |
| Noninterest-bearing deposits | 17,729,000 | 20,334,000 | 22,924,000 | 24,766,000 |
| Equity capital | 11,766,000 | 12,392,000 | 18,768,000 | 18,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,535,000 | 5,061,000 | 7,704,000 | 10,552,000 |
| Interest expense | 844,000 | 1,700,000 | 2,600,000 | 3,531,000 |
| Net interest income | 1,691,000 | 3,361,000 | 5,104,000 | 7,021,000 |
| Noninterest income | 325,000 | 688,000 | 1,130,000 | 1,580,000 |
| Noninterest expense | 1,414,000 | 2,828,000 | 4,279,000 | 6,011,000 |
| Provision for loan losses | 195,000 | 390,000 | 585,000 | 780,000 |
| Pretax income | 420,000 | 854,000 | 1,439,000 | 2,105,000 |
| Income tax | 16,000 | 144,000 | 365,000 | 618,000 |
| Net income | 404,000 | 710,000 | 1,074,000 | 1,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,849,000 | 12,155,000 | 18,440,000 | 18,782,000 |
| Total capital | 12,860,000 | 13,370,000 | 19,848,000 | 20,377,000 |
| Risk-weighted assets | 119,627,000 | 127,855,000 | 138,488,000 | 156,766,000 |