Call reports 2001
MOUNTAIN NATIONAL BANK — 2001
What MOUNTAIN NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 110,105,000 | 121,694,000 | 137,819,000 | 155,762,000 |
| Total loans | 77,764,000 | 86,076,000 | 91,230,000 | 102,429,000 |
| Allowance for loan losses | 661,000 | 741,000 | 785,000 | 847,000 |
| Securities available for sale | 15,020,000 | 15,600,000 | 27,321,000 | 34,838,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,724,000 | 108,702,000 | 124,090,000 | 142,530,000 |
| Interest-bearing deposits | 85,516,000 | 93,305,000 | 106,101,000 | 123,166,000 |
| Noninterest-bearing deposits | 12,208,000 | 15,397,000 | 17,989,000 | 19,364,000 |
| Equity capital | 10,596,000 | 10,879,000 | 11,292,000 | 11,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,103,000 | 4,380,000 | 6,826,000 | 9,402,000 |
| Interest expense | 1,094,000 | 2,187,000 | 3,357,000 | 4,408,000 |
| Net interest income | 1,009,000 | 2,193,000 | 3,469,000 | 4,994,000 |
| Noninterest income | 213,000 | 483,000 | 813,000 | 1,136,000 |
| Noninterest expense | 1,002,000 | 2,081,000 | 3,296,000 | 4,650,000 |
| Provision for loan losses | 105,000 | 210,000 | 316,000 | 466,000 |
| Pretax income | 123,000 | 430,000 | 740,000 | 1,145,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 123,000 | 430,000 | 740,000 | 1,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,423,000 | 10,730,000 | 11,040,000 | 11,445,000 |
| Total capital | 11,084,000 | 11,471,000 | 11,825,000 | 12,292,000 |
| Risk-weighted assets | 80,083,000 | 85,904,000 | 96,264,000 | 111,532,000 |