Call reports 2022
CARTER BANK & TRUST — 2022
What CARTER BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 4,122,504,000 | 4,122,378,000 | 4,113,195,000 | 4,199,820,000 |
| Total loans | 2,894,200,000 | 2,997,896,000 | 3,032,862,000 | 3,148,913,000 |
| Allowance for loan losses | 96,376,000 | 97,981,000 | 94,164,000 | 93,852,000 |
| Securities available for sale | 982,041,000 | 907,034,000 | 851,211,000 | 836,273,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 10,777,000 | 17,836,000 | 24,102,000 | 22,973,000 |
| Total deposits | 3,732,797,000 | 3,753,682,000 | 3,727,164,000 | 3,632,532,000 |
| Interest-bearing deposits | 3,675,828,000 | 3,700,371,000 | 3,671,209,000 | 3,540,009,000 |
| Noninterest-bearing deposits | 56,969,000 | 53,311,000 | 55,955,000 | 92,523,000 |
| Equity capital | 354,593,000 | 332,951,000 | 312,467,000 | 321,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 32,678,000 | 69,639,000 | 111,966,000 | 160,182,000 |
| Interest expense | 4,456,000 | 8,958,000 | 13,560,000 | 20,254,000 |
| Net interest income | 28,222,000 | 60,681,000 | 98,406,000 | 139,928,000 |
| Noninterest income | 5,512,000 | 11,641,000 | 16,954,000 | 22,622,000 |
| Noninterest expense | 21,957,000 | 45,118,000 | 68,106,000 | 95,254,000 |
| Provision for loan losses | 630,000 | 2,444,000 | 2,367,000 | 2,419,000 |
| Pretax income | 11,359,000 | 24,779,000 | 44,745,000 | 64,414,000 |
| Income tax | 1,480,000 | 3,452,000 | 8,579,000 | 12,177,000 |
| Net income | 9,879,000 | 21,327,000 | 36,166,000 | 52,237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 412,230,000 | 418,300,000 | 424,140,000 | 432,711,000 |
| Total capital | 452,611,000 | 459,905,000 | 466,036,000 | 476,496,000 |
| Risk-weighted assets | 3,205,199,000 | 3,302,501,000 | 3,329,688,000 | 3,482,709,000 |
Machine access — free, no API key
Every figure shown here about CARTER BANK & TRUST — 2022 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.