Call reports 2018
CARTER BANK & TRUST — 2018
What CARTER BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 4,112,793,000 | 4,089,511,000 | 4,028,188,000 | 4,039,599,000 |
| Total loans | 2,660,898,000 | 2,750,845,000 | 2,804,215,000 | 2,706,351,000 |
| Allowance for loan losses | 36,866,000 | 38,530,000 | 40,378,000 | 39,199,000 |
| Securities available for sale | 954,127,000 | 865,689,000 | 785,128,000 | 782,758,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 281,000 |
| Total deposits | 3,669,576,000 | 3,641,598,000 | 3,589,385,000 | 3,591,181,000 |
| Interest-bearing deposits | 3,094,765,000 | 3,093,032,000 | 3,032,880,000 | 3,066,567,000 |
| Noninterest-bearing deposits | 574,811,000 | 548,566,000 | 556,505,000 | 524,614,000 |
| Equity capital | 432,877,000 | 437,847,000 | 427,664,000 | 436,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 35,588,000 | 73,950,000 | 112,157,000 | 152,019,000 |
| Interest expense | 8,151,000 | 17,262,000 | 27,341,000 | 38,114,000 |
| Net interest income | 27,437,000 | 56,688,000 | 84,816,000 | 113,905,000 |
| Noninterest income | 3,521,000 | 8,059,000 | 9,497,000 | 7,301,000 |
| Noninterest expense | 22,217,000 | 45,168,000 | 67,551,000 | 91,299,000 |
| Provision for loan losses | 1,515,000 | 3,245,000 | 16,988,000 | 16,870,000 |
| Pretax income | 8,094,000 | 17,334,000 | 10,969,000 | 14,308,000 |
| Income tax | -735,000 | 1,306,000 | 2,470,000 | 2,403,000 |
| Net income | 8,829,000 | 16,028,000 | 8,499,000 | 11,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 384,469,000 | 391,668,000 | 384,139,000 | 384,088,000 |
| Total capital | 420,604,000 | 427,587,000 | 419,963,000 | 418,789,000 |
| Risk-weighted assets | 2,889,598,000 | 2,870,422,000 | 2,860,818,000 | 2,771,275,000 |