Call reports 2006
CARTER BANK & TRUST — 2006
What CARTER BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q4 |
|---|---|
| Total assets | 2,690,178,000 |
| Total loans | 1,408,153,000 |
| Allowance for loan losses | 12,837,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 452,181,000 |
| Trading assets | 0 |
| Total deposits | 2,371,550,000 |
| Interest-bearing deposits | 1,996,731,000 |
| Noninterest-bearing deposits | 374,819,000 |
| Equity capital | 289,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q4 |
|---|---|
| Interest income | 752,000 |
| Interest expense | 427,000 |
| Net interest income | 325,000 |
| Noninterest income | 0 |
| Noninterest expense | 0 |
| Provision for loan losses | 0 |
| Pretax income | 325,000 |
| Income tax | 100,000 |
| Net income | 225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q4 |
|---|---|
| Tier 1 capital | 190,576,000 |
| Total capital | 203,413,000 |
| Risk-weighted assets | 1,550,150,000 |