Call reports 2005
FIRST NATIONAL BANK OF KANSAS — 2005
What FIRST NATIONAL BANK OF KANSAS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,092,060,000 | 1,072,435,000 | 1,067,155,000 | 1,106,789,000 |
| Total loans | 849,725,000 | 843,402,000 | 831,428,000 | 815,617,000 |
| Allowance for loan losses | 8,935,000 | 8,569,000 | 8,897,000 | 6,731,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 71,809,000 | 61,233,000 | 60,758,000 | 60,463,000 |
| Trading assets | 128,720,000 | 128,036,000 | 128,735,000 | 122,638,000 |
| Total deposits | 958,133,000 | 927,965,000 | 939,723,000 | 978,377,000 |
| Interest-bearing deposits | 847,925,000 | 802,107,000 | 812,661,000 | 840,273,000 |
| Noninterest-bearing deposits | 110,208,000 | 125,858,000 | 127,062,000 | 138,104,000 |
| Equity capital | 65,836,000 | 70,019,000 | 71,367,000 | 71,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 16,671,000 | 34,415,000 | 52,425,000 | 72,547,000 |
| Interest expense | 5,521,000 | 11,295,000 | 17,632,000 | 24,693,000 |
| Net interest income | 11,150,000 | 23,120,000 | 34,793,000 | 47,854,000 |
| Noninterest income | 2,763,000 | 5,718,000 | 5,899,000 | -368,000 |
| Noninterest expense | 6,235,000 | 12,302,000 | 19,358,000 | 26,196,000 |
| Provision for loan losses | 68,000 | 2,199,000 | 4,824,000 | 4,556,000 |
| Pretax income | 7,610,000 | 14,337,000 | 16,510,000 | 16,734,000 |
| Income tax | 2,877,000 | 5,421,000 | 6,246,000 | 6,313,000 |
| Net income | 4,733,000 | 8,916,000 | 10,264,000 | 10,421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,392,000 | 65,575,000 | 66,923,000 | 67,080,000 |
| Total capital | 95,559,000 | 99,285,000 | 100,931,000 | 98,920,000 |
| Risk-weighted assets | 869,128,000 | 894,520,000 | 893,204,000 | 879,565,000 |