Call reports 2004
FIRST NATIONAL BANK OF KANSAS — 2004
What FIRST NATIONAL BANK OF KANSAS reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,080,392,000 | 1,090,803,000 | 1,061,771,000 | 1,074,893,000 |
| Total loans | 960,092,000 | 975,427,000 | 951,838,000 | 930,183,000 |
| Allowance for loan losses | 21,206,000 | 20,830,000 | 20,656,000 | 14,085,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 65,519,000 | 85,352,000 | 78,546,000 | 77,453,000 |
| Trading assets | 0 | 0 | 0 | 21,006,000 |
| Total deposits | 966,591,000 | 964,660,000 | 930,158,000 | 948,605,000 |
| Interest-bearing deposits | 867,920,000 | 847,727,000 | 814,955,000 | 824,057,000 |
| Noninterest-bearing deposits | 98,671,000 | 116,933,000 | 115,203,000 | 124,548,000 |
| Equity capital | 67,806,000 | 65,075,000 | 62,760,000 | 61,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 21,113,000 | 39,714,000 | 58,289,000 | 74,284,000 |
| Interest expense | 4,874,000 | 9,494,000 | 14,199,000 | 19,216,000 |
| Net interest income | 16,239,000 | 30,220,000 | 44,090,000 | 55,068,000 |
| Noninterest income | 1,344,000 | 2,791,000 | 5,124,000 | -4,627,000 |
| Noninterest expense | 6,903,000 | 12,840,000 | 19,319,000 | 25,740,000 |
| Provision for loan losses | 6,700,000 | 12,549,000 | 17,959,000 | 11,159,000 |
| Pretax income | 3,980,000 | 7,622,000 | 11,936,000 | 13,542,000 |
| Income tax | 1,507,000 | 2,880,000 | 4,509,000 | 5,122,000 |
| Net income | 2,473,000 | 4,742,000 | 7,427,000 | 8,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,362,000 | 60,631,000 | 58,316,000 | 56,659,000 |
| Total capital | 98,441,000 | 96,392,000 | 93,773,000 | 92,267,000 |
| Risk-weighted assets | 795,159,000 | 850,811,000 | 826,328,000 | 845,186,000 |