Call reports 2003
FIRST NATIONAL BANK OF KANSAS — 2003
What FIRST NATIONAL BANK OF KANSAS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,080,566,000 | 1,080,798,000 | 1,085,124,000 | 1,062,750,000 |
| Total loans | 936,707,000 | 957,374,000 | 937,342,000 | 933,537,000 |
| Allowance for loan losses | 24,669,000 | 26,332,000 | 26,599,000 | 23,481,000 |
| Securities available for sale | 1,475,000 | 0 | 0 | 0 |
| Securities held to maturity | 82,700,000 | 78,597,000 | 78,384,000 | 71,358,000 |
| Trading assets | 0 | 0 | 0 | 13,885,000 |
| Total deposits | 966,244,000 | 942,847,000 | 973,331,000 | 953,438,000 |
| Interest-bearing deposits | 882,101,000 | 850,917,000 | 875,333,000 | 862,289,000 |
| Noninterest-bearing deposits | 84,143,000 | 91,930,000 | 97,998,000 | 91,149,000 |
| Equity capital | 77,642,000 | 65,826,000 | 69,501,000 | 65,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 22,848,000 | 46,998,000 | 70,126,000 | 92,791,000 |
| Interest expense | 6,125,000 | 11,933,000 | 17,322,000 | 22,533,000 |
| Net interest income | 16,723,000 | 35,065,000 | 52,804,000 | 70,258,000 |
| Noninterest income | 1,081,000 | 2,364,000 | 3,631,000 | -178,000 |
| Noninterest expense | 7,224,000 | 14,082,000 | 20,655,000 | 27,790,000 |
| Provision for loan losses | 7,754,000 | 17,017,000 | 23,549,000 | 26,972,000 |
| Pretax income | 2,826,000 | 6,330,000 | 12,231,000 | 15,318,000 |
| Income tax | 1,063,000 | 2,383,000 | 4,609,000 | 5,753,000 |
| Net income | 1,763,000 | 3,947,000 | 7,622,000 | 9,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,036,000 | 57,292,000 | 62,860,000 | 59,049,000 |
| Total capital | 106,796,000 | 93,282,000 | 99,054,000 | 95,241,000 |
| Risk-weighted assets | 846,879,000 | 864,459,000 | 880,114,000 | 883,072,000 |