Call reports 2023
COMMUNITY TRUST BANK, INC. — 2023
What COMMUNITY TRUST BANK, INC. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 5,500,228,000 | 5,491,657,000 | 5,606,645,000 | 5,733,770,000 |
| Total loans | 3,777,541,000 | 3,929,933,000 | 3,985,019,000 | 4,051,058,000 |
| Allowance for loan losses | 46,683,000 | 48,018,000 | 48,719,000 | 49,543,000 |
| Securities available for sale | 1,222,952,000 | 1,181,734,000 | 1,117,268,000 | 1,137,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,561,515,000 | 4,530,896,000 | 4,640,242,000 | 4,731,227,000 |
| Interest-bearing deposits | 3,139,672,000 | 3,160,585,000 | 3,319,043,000 | 3,464,149,000 |
| Noninterest-bearing deposits | 1,421,843,000 | 1,370,311,000 | 1,321,199,000 | 1,267,078,000 |
| Equity capital | 672,651,000 | 677,764,000 | 677,230,000 | 724,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 60,840,000 | 125,495,000 | 194,804,000 | 267,895,000 |
| Interest expense | 16,146,000 | 36,902,000 | 62,210,000 | 91,505,000 |
| Net interest income | 44,694,000 | 88,593,000 | 132,594,000 | 176,390,000 |
| Noninterest income | 10,299,000 | 21,458,000 | 33,043,000 | 43,083,000 |
| Noninterest expense | 28,938,000 | 57,240,000 | 85,216,000 | 114,385,000 |
| Provision for loan losses | 1,116,000 | 3,125,000 | 4,996,000 | 6,811,000 |
| Pretax income | 24,786,000 | 49,621,000 | 75,350,000 | 98,460,000 |
| Income tax | 5,389,000 | 10,862,000 | 16,056,000 | 20,690,000 |
| Net income | 19,397,000 | 38,759,000 | 59,294,000 | 77,770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 723,809,000 | 737,671,000 | 756,706,000 | 766,182,000 |