Call reports 2020
COMMUNITY TRUST BANK, INC. — 2020
What COMMUNITY TRUST BANK, INC. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 4,331,271,000 | 5,000,601,000 | 4,990,924,000 | 5,108,793,000 |
| Total loans | 3,288,944,000 | 3,567,757,000 | 3,578,024,000 | 3,577,470,000 |
| Allowance for loan losses | 49,445,000 | 46,634,000 | 47,986,000 | 48,022,000 |
| Securities available for sale | 620,971,000 | 727,106,000 | 927,435,000 | 974,949,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,412,192,000 | 3,997,712,000 | 3,903,533,000 | 4,027,614,000 |
| Interest-bearing deposits | 2,543,836,000 | 2,871,432,000 | 2,791,215,000 | 2,876,543,000 |
| Noninterest-bearing deposits | 868,356,000 | 1,126,280,000 | 1,112,318,000 | 1,151,071,000 |
| Equity capital | 632,069,000 | 650,207,000 | 663,352,000 | 674,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 44,612,000 | 89,505,000 | 133,030,000 | 176,072,000 |
| Interest expense | 7,964,000 | 14,071,000 | 19,753,000 | 24,030,000 |
| Net interest income | 36,648,000 | 75,434,000 | 113,277,000 | 152,042,000 |
| Noninterest income | 8,305,000 | 17,750,000 | 29,847,000 | 41,761,000 |
| Noninterest expense | 26,279,000 | 51,850,000 | 79,082,000 | 109,977,000 |
| Provision for loan losses | 12,707,000 | 12,658,000 | 15,091,000 | 16,047,000 |
| Pretax income | 6,118,000 | 29,764,000 | 50,182,000 | 69,450,000 |
| Income tax | 110,000 | 4,031,000 | 7,268,000 | 10,261,000 |
| Net income | 6,008,000 | 25,733,000 | 42,914,000 | 59,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 571,257,000 | 583,280,000 | 595,322,000 | 605,607,000 |