Call reports 2019
COMMUNITY TRUST BANK, INC. — 2019
What COMMUNITY TRUST BANK, INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 4,291,255,000 | 4,355,691,000 | 4,316,128,000 | 4,344,716,000 |
| Total loans | 3,203,381,000 | 3,193,274,000 | 3,216,728,000 | 3,249,831,000 |
| Allowance for loan losses | 35,004,000 | 34,998,000 | 34,811,000 | 35,096,000 |
| Securities available for sale | 586,429,000 | 578,734,000 | 637,380,000 | 587,571,000 |
| Securities held to maturity | 619,000 | 619,000 | 517,000 | 517,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,398,774,000 | 3,453,570,000 | 3,406,551,000 | 3,423,239,000 |
| Interest-bearing deposits | 2,549,809,000 | 2,613,091,000 | 2,549,317,000 | 2,549,558,000 |
| Noninterest-bearing deposits | 848,965,000 | 840,479,000 | 857,234,000 | 873,681,000 |
| Equity capital | 603,450,000 | 616,208,000 | 625,714,000 | 634,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 45,786,000 | 92,500,000 | 139,389,000 | 185,004,000 |
| Interest expense | 9,274,000 | 19,424,000 | 29,288,000 | 38,113,000 |
| Net interest income | 36,512,000 | 73,076,000 | 110,101,000 | 146,891,000 |
| Noninterest income | 9,304,000 | 18,636,000 | 28,031,000 | 38,430,000 |
| Noninterest expense | 26,861,000 | 54,835,000 | 82,297,000 | 109,203,000 |
| Provision for loan losses | 190,000 | 1,753,000 | 3,006,000 | 4,819,000 |
| Pretax income | 19,121,000 | 35,679,000 | 53,398,000 | 72,077,000 |
| Income tax | 3,994,000 | 6,015,000 | 8,556,000 | 11,354,000 |
| Net income | 15,127,000 | 29,664,000 | 44,842,000 | 60,723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 544,660,000 | 552,697,000 | 560,375,000 | 570,256,000 |
| Total capital | 579,926,000 | 587,947,000 | 595,452,000 | 605,626,000 |
| Risk-weighted assets | 3,107,878,000 | 3,119,591,000 | 3,134,605,000 | 3,167,220,000 |