Call reports 2016
COMMUNITY TRUST BANK, INC. — 2016
What COMMUNITY TRUST BANK, INC. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 3,857,946,000 | 3,872,447,000 | 3,907,184,000 | 3,909,916,000 |
| Total loans | 2,891,998,000 | 2,933,092,000 | 2,933,374,000 | 2,939,615,000 |
| Allowance for loan losses | 36,329,000 | 35,697,000 | 35,801,000 | 35,933,000 |
| Securities available for sale | 567,909,000 | 564,733,000 | 616,373,000 | 591,233,000 |
| Securities held to maturity | 1,661,000 | 1,661,000 | 1,181,000 | 866,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,047,249,000 | 3,052,326,000 | 3,064,881,000 | 3,092,327,000 |
| Interest-bearing deposits | 2,280,307,000 | 2,279,291,000 | 2,293,249,000 | 2,316,170,000 |
| Noninterest-bearing deposits | 766,942,000 | 773,035,000 | 771,632,000 | 776,157,000 |
| Equity capital | 515,907,000 | 524,366,000 | 530,932,000 | 531,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 36,426,000 | 72,706,000 | 109,293,000 | 146,191,000 |
| Interest expense | 2,882,000 | 5,848,000 | 8,939,000 | 12,143,000 |
| Net interest income | 33,544,000 | 66,858,000 | 100,354,000 | 134,048,000 |
| Noninterest income | 8,260,000 | 17,234,000 | 27,194,000 | 37,119,000 |
| Noninterest expense | 24,118,000 | 49,449,000 | 74,220,000 | 99,399,000 |
| Provision for loan losses | 1,765,000 | 3,638,000 | 5,829,000 | 7,872,000 |
| Pretax income | 15,921,000 | 31,001,000 | 47,953,000 | 64,350,000 |
| Income tax | 4,549,000 | 8,585,000 | 13,697,000 | 18,624,000 |
| Net income | 11,372,000 | 22,416,000 | 34,256,000 | 45,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 450,607,000 | 457,675,000 | 466,039,000 | 472,616,000 |
| Total capital | 485,574,000 | 493,364,000 | 501,939,000 | 508,517,000 |
| Risk-weighted assets | 2,792,232,000 | 2,845,430,000 | 2,866,556,000 | 2,871,748,000 |