Call reports 2015
COMMUNITY TRUST BANK, INC. — 2015
What COMMUNITY TRUST BANK, INC. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 3,739,529,000 | 3,745,549,000 | 3,784,721,000 | 3,881,833,000 |
| Total loans | 2,747,987,000 | 2,794,824,000 | 2,822,443,000 | 2,875,133,000 |
| Allowance for loan losses | 34,606,000 | 35,190,000 | 35,540,000 | 36,094,000 |
| Securities available for sale | 616,533,000 | 567,227,000 | 563,145,000 | 581,391,000 |
| Securities held to maturity | 1,661,000 | 1,661,000 | 1,661,000 | 1,661,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,953,337,000 | 2,921,739,000 | 2,984,785,000 | 2,991,741,000 |
| Interest-bearing deposits | 2,242,048,000 | 2,212,443,000 | 2,239,744,000 | 2,233,870,000 |
| Noninterest-bearing deposits | 711,289,000 | 709,296,000 | 745,041,000 | 757,871,000 |
| Equity capital | 488,168,000 | 491,391,000 | 501,401,000 | 506,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 35,632,000 | 71,623,000 | 107,435,000 | 143,638,000 |
| Interest expense | 2,537,000 | 5,150,000 | 7,803,000 | 10,608,000 |
| Net interest income | 33,095,000 | 66,473,000 | 99,632,000 | 133,030,000 |
| Noninterest income | 8,158,000 | 17,702,000 | 26,945,000 | 36,235,000 |
| Noninterest expense | 23,719,000 | 48,436,000 | 73,912,000 | 97,717,000 |
| Provision for loan losses | 1,901,000 | 4,220,000 | 6,740,000 | 8,650,000 |
| Pretax income | 15,735,000 | 31,509,000 | 45,915,000 | 62,640,000 |
| Income tax | 4,799,000 | 9,104,000 | 12,638,000 | 17,961,000 |
| Net income | 10,936,000 | 22,405,000 | 33,277,000 | 44,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 422,973,000 | 429,331,000 | 437,352,000 | 445,108,000 |
| Total capital | 457,489,000 | 463,643,000 | 471,943,000 | 480,100,000 |
| Risk-weighted assets | 2,756,609,000 | 2,743,801,000 | 2,765,016,000 | 2,798,040,000 |