Call reports 2014
COMMUNITY TRUST BANK, INC. — 2014
What COMMUNITY TRUST BANK, INC. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 3,646,711,000 | 3,630,591,000 | 3,646,328,000 | 3,699,771,000 |
| Total loans | 2,587,118,000 | 2,633,504,000 | 2,684,272,000 | 2,736,088,000 |
| Allowance for loan losses | 33,615,000 | 33,617,000 | 34,090,000 | 34,447,000 |
| Securities available for sale | 639,863,000 | 637,053,000 | 621,116,000 | 626,797,000 |
| Securities held to maturity | 1,662,000 | 1,662,000 | 1,662,000 | 1,662,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,931,339,000 | 2,895,623,000 | 2,909,502,000 | 2,882,344,000 |
| Interest-bearing deposits | 2,273,703,000 | 2,237,433,000 | 2,243,356,000 | 2,197,862,000 |
| Noninterest-bearing deposits | 657,636,000 | 658,190,000 | 666,146,000 | 684,482,000 |
| Equity capital | 456,989,000 | 467,976,000 | 471,510,000 | 479,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 35,605,000 | 71,327,000 | 107,196,000 | 143,508,000 |
| Interest expense | 2,660,000 | 5,355,000 | 8,042,000 | 10,670,000 |
| Net interest income | 32,945,000 | 65,972,000 | 99,154,000 | 132,838,000 |
| Noninterest income | 7,694,000 | 16,140,000 | 25,538,000 | 34,807,000 |
| Noninterest expense | 24,768,000 | 48,114,000 | 72,153,000 | 98,083,000 |
| Provision for loan losses | 1,345,000 | 2,080,000 | 5,380,000 | 8,755,000 |
| Pretax income | 14,465,000 | 31,809,000 | 47,015,000 | 60,610,000 |
| Income tax | 4,492,000 | 10,024,000 | 14,790,000 | 18,823,000 |
| Net income | 9,973,000 | 21,785,000 | 32,225,000 | 41,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 399,049,000 | 406,144,000 | 410,989,000 | 416,861,000 |
| Total capital | 430,576,000 | 438,073,000 | 443,514,000 | 450,081,000 |
| Risk-weighted assets | 2,519,851,000 | 2,552,405,000 | 2,600,230,000 | 2,656,176,000 |