Call reports 2012
COMMUNITY TRUST BANK, INC. — 2012
What COMMUNITY TRUST BANK, INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 3,657,367,000 | 3,617,028,000 | 3,622,900,000 | 3,617,126,000 |
| Total loans | 2,543,810,000 | 2,548,476,000 | 2,552,308,000 | 2,573,059,000 |
| Allowance for loan losses | 33,172,000 | 33,134,000 | 33,189,000 | 33,245,000 |
| Securities available for sale | 608,701,000 | 622,575,000 | 614,169,000 | 596,384,000 |
| Securities held to maturity | 1,662,000 | 1,662,000 | 1,662,000 | 1,662,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,959,904,000 | 2,951,182,000 | 2,922,741,000 | 2,916,364,000 |
| Interest-bearing deposits | 2,319,890,000 | 2,331,724,000 | 2,313,415,000 | 2,299,054,000 |
| Noninterest-bearing deposits | 640,014,000 | 619,458,000 | 609,326,000 | 617,310,000 |
| Equity capital | 413,128,000 | 425,732,000 | 433,399,000 | 437,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 38,757,000 | 77,045,000 | 115,437,000 | 153,468,000 |
| Interest expense | 4,821,000 | 10,081,000 | 15,160,000 | 19,189,000 |
| Net interest income | 33,936,000 | 66,964,000 | 100,277,000 | 134,279,000 |
| Noninterest income | 9,239,000 | 18,208,000 | 27,038,000 | 36,549,000 |
| Noninterest expense | 24,120,000 | 46,602,000 | 70,857,000 | 96,811,000 |
| Provision for loan losses | 1,160,000 | 3,585,000 | 6,504,000 | 9,450,000 |
| Pretax income | 17,895,000 | 35,804,000 | 50,773,000 | 65,725,000 |
| Income tax | 5,694,000 | 11,327,000 | 16,276,000 | 20,722,000 |
| Net income | 12,201,000 | 24,477,000 | 34,497,000 | 45,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 342,538,000 | 351,648,000 | 357,261,000 | 363,332,000 |
| Total capital | 374,248,000 | 383,654,000 | 389,118,000 | 394,798,000 |
| Risk-weighted assets | 2,515,753,000 | 2,523,398,000 | 2,514,271,000 | 2,492,443,000 |