Call reports 2011
COMMUNITY TRUST BANK, INC. — 2011
What COMMUNITY TRUST BANK, INC. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 3,441,798,000 | 3,466,063,000 | 3,537,758,000 | 3,573,012,000 |
| Total loans | 2,587,000,000 | 2,581,108,000 | 2,574,383,000 | 2,557,084,000 |
| Allowance for loan losses | 35,152,000 | 35,152,000 | 34,999,000 | 33,171,000 |
| Securities available for sale | 408,329,000 | 454,765,000 | 461,588,000 | 523,808,000 |
| Securities held to maturity | 1,662,000 | 1,662,000 | 1,662,000 | 1,662,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,804,472,000 | 2,792,222,000 | 2,820,217,000 | 2,890,414,000 |
| Interest-bearing deposits | 2,228,691,000 | 2,213,483,000 | 2,206,761,000 | 2,293,624,000 |
| Noninterest-bearing deposits | 575,781,000 | 578,739,000 | 613,456,000 | 596,790,000 |
| Equity capital | 384,988,000 | 392,675,000 | 400,729,000 | 406,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 39,817,000 | 79,614,000 | 119,275,000 | 158,272,000 |
| Interest expense | 6,286,000 | 12,250,000 | 17,862,000 | 23,005,000 |
| Net interest income | 33,531,000 | 67,364,000 | 101,413,000 | 135,267,000 |
| Noninterest income | 8,612,000 | 17,090,000 | 25,917,000 | 35,340,000 |
| Noninterest expense | 24,946,000 | 50,477,000 | 74,727,000 | 100,173,000 |
| Provision for loan losses | 4,387,000 | 7,707,000 | 10,222,000 | 13,262,000 |
| Pretax income | 12,810,000 | 26,270,000 | 42,381,000 | 57,390,000 |
| Income tax | 3,368,000 | 7,623,000 | 12,864,000 | 17,755,000 |
| Net income | 9,442,000 | 18,647,000 | 29,517,000 | 39,635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 318,292,000 | 323,092,000 | 328,600,000 | 334,552,000 |
| Total capital | 350,061,000 | 354,958,000 | 360,500,000 | 366,241,000 |
| Risk-weighted assets | 2,532,701,000 | 2,518,853,000 | 2,511,485,000 | 2,512,315,000 |