Call reports 2009
COMMUNITY TRUST BANK, INC. — 2009
What COMMUNITY TRUST BANK, INC. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 3,009,066,000 | 3,022,858,000 | 3,021,994,000 | 3,072,308,000 |
| Total loans | 2,338,692,000 | 2,380,855,000 | 2,403,451,000 | 2,437,578,000 |
| Allowance for loan losses | 30,599,000 | 31,422,000 | 31,957,000 | 32,643,000 |
| Securities available for sale | 264,999,000 | 296,028,000 | 276,952,000 | 268,215,000 |
| Securities held to maturity | 23,782,000 | 19,875,000 | 16,687,000 | 14,336,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,395,103,000 | 2,406,641,000 | 2,418,733,000 | 2,474,689,000 |
| Interest-bearing deposits | 1,914,344,000 | 1,930,789,000 | 1,941,858,000 | 1,971,400,000 |
| Noninterest-bearing deposits | 480,759,000 | 475,852,000 | 476,875,000 | 503,289,000 |
| Equity capital | 354,934,000 | 356,339,000 | 360,579,000 | 363,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 37,624,000 | 75,503,000 | 114,214,000 | 152,863,000 |
| Interest expense | 12,202,000 | 23,719,000 | 34,429,000 | 43,540,000 |
| Net interest income | 25,422,000 | 51,784,000 | 79,785,000 | 109,323,000 |
| Noninterest income | 8,802,000 | 18,277,000 | 25,939,000 | 35,233,000 |
| Noninterest expense | 22,365,000 | 44,678,000 | 66,149,000 | 89,236,000 |
| Provision for loan losses | 1,981,000 | 6,503,000 | 12,275,000 | 17,468,000 |
| Pretax income | 10,397,000 | 19,395,000 | 27,814,000 | 38,506,000 |
| Income tax | 3,195,000 | 5,771,000 | 8,447,000 | 11,801,000 |
| Net income | 7,202,000 | 13,624,000 | 19,367,000 | 26,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 291,032,000 | 292,503,000 | 294,720,000 | 298,256,000 |
| Total capital | 319,988,000 | 322,041,000 | 324,454,000 | 328,333,000 |
| Risk-weighted assets | 2,314,514,000 | 2,360,877,000 | 2,376,129,000 | 2,403,386,000 |