Call reports 2008
COMMUNITY TRUST BANK, INC. — 2008
What COMMUNITY TRUST BANK, INC. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 2,893,202,000 | 2,866,747,000 | 2,897,684,000 | 2,942,745,000 |
| Total loans | 2,253,156,000 | 2,275,140,000 | 2,318,680,000 | 2,349,274,000 |
| Allowance for loan losses | 28,599,000 | 29,096,000 | 29,908,000 | 30,821,000 |
| Securities available for sale | 297,826,000 | 304,875,000 | 282,917,000 | 265,369,000 |
| Securities held to maturity | 31,137,000 | 29,296,000 | 27,219,000 | 25,597,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,316,723,000 | 2,288,583,000 | 2,301,798,000 | 2,343,641,000 |
| Interest-bearing deposits | 1,871,534,000 | 1,830,446,000 | 1,837,089,000 | 1,881,474,000 |
| Noninterest-bearing deposits | 445,189,000 | 458,137,000 | 464,709,000 | 462,167,000 |
| Equity capital | 350,794,000 | 351,003,000 | 348,011,000 | 351,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 44,603,000 | 86,214,000 | 127,862,000 | 167,364,000 |
| Interest expense | 17,372,000 | 32,360,000 | 46,565,000 | 59,974,000 |
| Net interest income | 27,231,000 | 53,854,000 | 81,297,000 | 107,390,000 |
| Noninterest income | 7,359,000 | 15,437,000 | 23,179,000 | 30,457,000 |
| Noninterest expense | 18,830,000 | 38,047,000 | 57,619,000 | 77,489,000 |
| Provision for loan losses | 2,369,000 | 5,017,000 | 7,892,000 | 11,452,000 |
| Pretax income | 13,341,000 | 26,177,000 | 25,454,000 | 34,342,000 |
| Income tax | 4,354,000 | 8,201,000 | 7,452,000 | 9,408,000 |
| Net income | 8,987,000 | 17,976,000 | 18,002,000 | 24,934,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 286,702,000 | 289,916,000 | 285,698,000 | 289,221,000 |
| Total capital | 314,548,000 | 317,851,000 | 314,032,000 | 317,952,000 |
| Risk-weighted assets | 2,226,830,000 | 2,232,977,000 | 2,264,961,000 | 2,296,142,000 |