Call reports 2007
COMMUNITY TRUST BANK, INC. — 2007
What COMMUNITY TRUST BANK, INC. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 3,090,441,000 | 2,990,676,000 | 2,919,002,000 | 2,892,231,000 |
| Total loans | 2,173,977,000 | 2,219,013,000 | 2,236,213,000 | 2,230,231,000 |
| Allowance for loan losses | 27,077,000 | 27,688,000 | 27,933,000 | 28,054,000 |
| Securities available for sale | 438,584,000 | 423,063,000 | 350,970,000 | 322,149,000 |
| Securities held to maturity | 38,655,000 | 36,689,000 | 34,107,000 | 32,959,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,464,572,000 | 2,374,611,000 | 2,342,796,000 | 2,303,019,000 |
| Interest-bearing deposits | 1,958,009,000 | 1,928,236,000 | 1,906,507,000 | 1,843,303,000 |
| Noninterest-bearing deposits | 506,563,000 | 446,375,000 | 436,289,000 | 459,716,000 |
| Equity capital | 333,408,000 | 338,518,000 | 341,183,000 | 346,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 49,107,000 | 99,128,000 | 148,778,000 | 196,589,000 |
| Interest expense | 21,913,000 | 44,398,000 | 66,526,000 | 86,467,000 |
| Net interest income | 27,194,000 | 54,730,000 | 82,252,000 | 110,122,000 |
| Noninterest income | 7,088,000 | 14,505,000 | 21,777,000 | 30,073,000 |
| Noninterest expense | 19,355,000 | 38,876,000 | 56,923,000 | 76,555,000 |
| Provision for loan losses | 470,000 | 2,316,000 | 4,231,000 | 6,540,000 |
| Pretax income | 14,457,000 | 28,043,000 | 42,875,000 | 57,100,000 |
| Income tax | 4,470,000 | 8,604,000 | 13,354,000 | 17,786,000 |
| Net income | 9,987,000 | 19,439,000 | 29,521,000 | 39,314,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 272,996,000 | 279,354,000 | 280,469,000 | 285,211,000 |
| Total capital | 300,243,000 | 307,212,000 | 308,584,000 | 312,990,000 |
| Risk-weighted assets | 2,326,364,000 | 2,326,325,000 | 2,262,211,000 | 2,221,829,000 |