Call reports 2005
COMMUNITY TRUST BANK, INC. — 2005
What COMMUNITY TRUST BANK, INC. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 2,753,936,000 | 2,832,221,000 | 2,821,971,000 | 2,837,528,000 |
| Total loans | 1,937,285,000 | 2,069,277,000 | 2,104,812,000 | 2,107,479,000 |
| Allowance for loan losses | 27,509,000 | 29,163,000 | 29,699,000 | 29,506,000 |
| Securities available for sale | 441,132,000 | 446,571,000 | 390,843,000 | 393,567,000 |
| Securities held to maturity | 59,752,000 | 55,829,000 | 50,957,000 | 48,444,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,172,907,000 | 2,234,717,000 | 2,257,797,000 | 2,254,084,000 |
| Interest-bearing deposits | 1,762,319,000 | 1,806,935,000 | 1,810,851,000 | 1,800,622,000 |
| Noninterest-bearing deposits | 410,588,000 | 427,782,000 | 446,946,000 | 453,462,000 |
| Equity capital | 284,719,000 | 291,119,000 | 295,635,000 | 298,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 36,487,000 | 75,070,000 | 116,625,000 | 160,093,000 |
| Interest expense | 10,805,000 | 23,001,000 | 36,512,000 | 51,702,000 |
| Net interest income | 25,682,000 | 52,069,000 | 80,113,000 | 108,391,000 |
| Noninterest income | 6,738,000 | 14,285,000 | 21,868,000 | 29,952,000 |
| Noninterest expense | 18,212,000 | 36,827,000 | 55,538,000 | 74,954,000 |
| Provision for loan losses | 1,367,000 | 3,067,000 | 5,537,000 | 8,285,000 |
| Pretax income | 12,841,000 | 26,462,000 | 40,909,000 | 55,107,000 |
| Income tax | 4,027,000 | 8,287,000 | 12,822,000 | 17,309,000 |
| Net income | 8,814,000 | 18,175,000 | 28,087,000 | 37,798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 227,747,000 | 229,045,000 | 232,948,000 | 240,153,000 |
| Total capital | 252,877,000 | 255,687,000 | 259,611,000 | 267,298,000 |
| Risk-weighted assets | 2,008,041,000 | 2,128,849,000 | 2,129,901,000 | 2,169,253,000 |