Call reports 2003
COMMUNITY TRUST BANK, INC. — 2003
What COMMUNITY TRUST BANK, INC. reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 2,460,566,000 | 2,498,004,000 | 2,491,453,000 | 2,463,959,000 |
| Total loans | 1,629,626,000 | 1,648,307,000 | 1,686,319,000 | 1,736,575,000 |
| Allowance for loan losses | 23,008,000 | 23,206,000 | 23,816,000 | 24,653,000 |
| Securities available for sale | 491,664,000 | 440,648,000 | 492,991,000 | 395,949,000 |
| Securities held to maturity | 43,279,000 | 112,870,000 | 90,846,000 | 87,497,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,115,698,000 | 2,135,982,000 | 2,113,534,000 | 2,074,237,000 |
| Interest-bearing deposits | 1,779,216,000 | 1,782,500,000 | 1,763,711,000 | 1,708,219,000 |
| Noninterest-bearing deposits | 336,482,000 | 353,482,000 | 349,823,000 | 366,018,000 |
| Equity capital | 261,111,000 | 262,557,000 | 263,993,000 | 270,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 32,660,000 | 65,340,000 | 96,754,000 | 128,486,000 |
| Interest expense | 10,825,000 | 21,181,000 | 30,511,000 | 38,639,000 |
| Net interest income | 21,835,000 | 44,159,000 | 66,243,000 | 89,847,000 |
| Noninterest income | 6,809,000 | 13,754,000 | 22,498,000 | 30,014,000 |
| Noninterest expense | 16,647,000 | 32,501,000 | 49,719,000 | 67,013,000 |
| Provision for loan losses | 1,547,000 | 5,132,000 | 7,217,000 | 9,332,000 |
| Pretax income | 11,429,000 | 22,846,000 | 34,847,000 | 46,558,000 |
| Income tax | 3,643,000 | 7,267,000 | 11,155,000 | 14,551,000 |
| Net income | 7,786,000 | 15,579,000 | 23,692,000 | 32,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 194,703,000 | 196,682,000 | 200,823,000 | 205,845,000 |
| Total capital | 217,158,000 | 219,436,000 | 223,898,000 | 229,113,000 |
| Risk-weighted assets | 1,795,764,000 | 1,819,850,000 | 1,845,159,000 | 1,860,023,000 |