Call reports 2006
DOUGLASS NATIONAL BANK — 2006
What DOUGLASS NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 97,419,000 | 78,383,000 | 75,197,000 | 68,430,000 |
| Total loans | 59,307,000 | 55,927,000 | 51,089,000 | 47,311,000 |
| Allowance for loan losses | 1,237,000 | 1,492,000 | 1,695,000 | 2,600,000 |
| Securities available for sale | 30,680,000 | 17,927,000 | 17,770,000 | 17,333,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,578,000 | 71,074,000 | 68,517,000 | 64,483,000 |
| Interest-bearing deposits | 80,151,000 | 62,059,000 | 59,875,000 | 56,600,000 |
| Noninterest-bearing deposits | 9,427,000 | 9,015,000 | 8,642,000 | 7,883,000 |
| Equity capital | 6,258,000 | 5,787,000 | 5,151,000 | 2,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,530,000 | 2,915,000 | 4,119,000 | 5,213,000 |
| Interest expense | 625,000 | 1,191,000 | 1,704,000 | 2,215,000 |
| Net interest income | 905,000 | 1,724,000 | 2,415,000 | 2,998,000 |
| Noninterest income | 174,000 | 348,000 | 526,000 | 691,000 |
| Noninterest expense | 1,214,000 | 2,312,000 | 3,292,000 | 4,551,000 |
| Provision for loan losses | 118,000 | 552,000 | 1,844,000 | 3,049,000 |
| Pretax income | -253,000 | -1,077,000 | -2,480,000 | -4,196,000 |
| Income tax | -88,000 | -472,000 | -990,000 | 69,000 |
| Net income | -165,000 | -605,000 | -1,490,000 | -4,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,661,000 | 6,221,000 | 4,176,000 | 2,561,000 |
| Total capital | 7,487,000 | 6,969,000 | 4,878,000 | 3,187,000 |
| Risk-weighted assets | 65,639,000 | 59,094,000 | 55,174,000 | 48,069,000 |