Call reports 2005
DOUGLASS NATIONAL BANK — 2005
What DOUGLASS NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 97,512,000 | 104,461,000 | 101,795,000 | 103,098,000 |
| Total loans | 69,192,000 | 71,236,000 | 68,901,000 | 66,664,000 |
| Allowance for loan losses | 830,000 | 797,000 | 1,095,000 | 1,340,000 |
| Securities available for sale | 18,628,000 | 24,345,000 | 25,266,000 | 31,707,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,365,000 | 95,227,000 | 92,674,000 | 95,021,000 |
| Interest-bearing deposits | 78,054,000 | 84,342,000 | 82,238,000 | 85,299,000 |
| Noninterest-bearing deposits | 10,311,000 | 10,885,000 | 10,436,000 | 9,722,000 |
| Equity capital | 7,208,000 | 7,343,000 | 7,234,000 | 6,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,533,000 | 3,171,000 | 4,815,000 | 6,396,000 |
| Interest expense | 444,000 | 970,000 | 1,555,000 | 2,180,000 |
| Net interest income | 1,089,000 | 2,201,000 | 3,260,000 | 4,216,000 |
| Noninterest income | 202,000 | 413,000 | 1,266,000 | 1,458,000 |
| Noninterest expense | 1,138,000 | 2,258,000 | 3,474,000 | 4,912,000 |
| Provision for loan losses | 42,000 | 84,000 | 753,000 | 1,236,000 |
| Pretax income | 111,000 | 272,000 | 299,000 | -474,000 |
| Income tax | 42,000 | 102,000 | 119,000 | -137,000 |
| Net income | 69,000 | 170,000 | 180,000 | -337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,353,000 | 7,394,000 | 7,344,000 | 6,826,000 |
| Total capital | 8,183,000 | 8,191,000 | 8,268,000 | 7,747,000 |
| Risk-weighted assets | 73,114,000 | 76,196,000 | 73,733,000 | 73,127,000 |