Call reports 2004
DOUGLASS NATIONAL BANK — 2004
What DOUGLASS NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 94,934,000 | 89,673,000 | 91,238,000 | 93,029,000 |
| Total loans | 70,277,000 | 62,478,000 | 65,130,000 | 68,912,000 |
| Allowance for loan losses | 829,000 | 807,000 | 778,000 | 802,000 |
| Securities available for sale | 18,653,000 | 17,523,000 | 20,574,000 | 16,813,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,234,000 | 81,148,000 | 80,248,000 | 81,313,000 |
| Interest-bearing deposits | 71,188,000 | 72,288,000 | 70,769,000 | 70,483,000 |
| Noninterest-bearing deposits | 8,046,000 | 8,860,000 | 9,479,000 | 10,830,000 |
| Equity capital | 7,078,000 | 6,741,000 | 7,366,000 | 7,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,406,000 | 2,729,000 | 4,135,000 | 5,640,000 |
| Interest expense | 421,000 | 821,000 | 1,203,000 | 1,605,000 |
| Net interest income | 985,000 | 1,908,000 | 2,932,000 | 4,035,000 |
| Noninterest income | 159,000 | 330,000 | 1,222,000 | 1,428,000 |
| Noninterest expense | 911,000 | 1,980,000 | 3,065,000 | 4,121,000 |
| Provision for loan losses | 42,000 | 84,000 | 126,000 | 168,000 |
| Pretax income | 223,000 | 206,000 | 995,000 | 1,210,000 |
| Income tax | 75,000 | 75,000 | 338,000 | 405,000 |
| Net income | 148,000 | 131,000 | 657,000 | 805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,867,000 | 6,789,000 | 7,256,000 | 7,344,000 |
| Total capital | 7,696,000 | 7,578,000 | 8,034,000 | 8,146,000 |
| Risk-weighted assets | 66,507,000 | 63,122,000 | 65,788,000 | 70,575,000 |