Call reports 2003
DOUGLASS NATIONAL BANK — 2003
What DOUGLASS NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 92,342,000 | 92,982,000 | 96,854,000 | 94,275,000 |
| Total loans | 55,679,000 | 60,191,000 | 64,327,000 | 68,475,000 |
| Allowance for loan losses | 709,000 | 744,000 | 764,000 | 791,000 |
| Securities available for sale | 29,419,000 | 22,570,000 | 22,290,000 | 19,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,563,000 | 84,584,000 | 88,337,000 | 81,726,000 |
| Interest-bearing deposits | 75,309,000 | 76,572,000 | 80,272,000 | 73,829,000 |
| Noninterest-bearing deposits | 8,254,000 | 8,012,000 | 8,065,000 | 7,897,000 |
| Equity capital | 6,810,000 | 6,937,000 | 6,847,000 | 6,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,281,000 | 2,657,000 | 4,022,000 | 5,432,000 |
| Interest expense | 518,000 | 1,004,000 | 1,445,000 | 1,871,000 |
| Net interest income | 763,000 | 1,653,000 | 2,577,000 | 3,561,000 |
| Noninterest income | 140,000 | 317,000 | 461,000 | 610,000 |
| Noninterest expense | 830,000 | 1,615,000 | 2,493,000 | 3,331,000 |
| Provision for loan losses | 24,000 | 58,000 | 82,000 | 115,000 |
| Pretax income | 49,000 | 297,000 | 597,000 | 903,000 |
| Income tax | 16,000 | 110,000 | 224,000 | 301,000 |
| Net income | 33,000 | 187,000 | 373,000 | 602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,390,000 | 6,484,000 | 6,610,000 | 6,779,000 |
| Total capital | 7,069,000 | 7,223,000 | 7,374,000 | 7,570,000 |
| Risk-weighted assets | 54,283,000 | 59,091,000 | 62,577,000 | 64,534,000 |