Call reports 2001
S&C BANK, POLK COUNTY — 2001
What S&C BANK, POLK COUNTY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Total assets | 69,388,000 | 68,128,000 |
| Total loans | 52,569,000 | 52,293,000 |
| Allowance for loan losses | 987,000 | 1,015,000 |
| Securities available for sale | 12,805,000 | 11,546,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 56,769,000 | 55,334,000 |
| Interest-bearing deposits | 49,563,000 | 46,524,000 |
| Noninterest-bearing deposits | 7,206,000 | 8,810,000 |
| Equity capital | 6,171,000 | 6,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Interest income | 1,323,000 | 2,649,000 |
| Interest expense | 662,000 | 1,289,000 |
| Net interest income | 661,000 | 1,360,000 |
| Noninterest income | 149,000 | 315,000 |
| Noninterest expense | 556,000 | 1,115,000 |
| Provision for loan losses | 25,000 | 55,000 |
| Pretax income | 229,000 | 505,000 |
| Income tax | 56,000 | 117,000 |
| Net income | 173,000 | 388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Tier 1 capital | 5,869,000 | 6,084,000 |
| Total capital | 6,427,000 | 6,713,000 |
| Risk-weighted assets | 44,225,000 | 49,958,000 |