Call reports 2025
WOODLAND BANK — 2025
What WOODLAND BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 160,007,000 | 165,815,000 | 168,811,000 | 167,898,000 |
| Total loans | 122,268,000 | 125,465,000 | 128,635,000 | 130,927,000 |
| Allowance for loan losses | 1,229,000 | 1,181,000 | 1,196,000 | 1,165,000 |
| Securities available for sale | 10,892,000 | 11,362,000 | 11,304,000 | 11,715,000 |
| Securities held to maturity | 5,107,000 | 5,086,000 | 5,066,000 | 5,045,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,250,000 | 142,577,000 | 146,014,000 | 141,735,000 |
| Interest-bearing deposits | 103,332,000 | 101,466,000 | 105,440,000 | 106,360,000 |
| Noninterest-bearing deposits | 33,918,000 | 41,111,000 | 40,574,000 | 35,375,000 |
| Equity capital | 12,973,000 | 13,374,000 | 13,772,000 | 14,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,162,000 | 4,460,000 | 6,877,000 | 9,355,000 |
| Interest expense | 701,000 | 1,413,000 | 2,144,000 | 2,850,000 |
| Net interest income | 1,461,000 | 3,047,000 | 4,733,000 | 6,505,000 |
| Noninterest income | 354,000 | 689,000 | 1,052,000 | 1,371,000 |
| Noninterest expense | 1,436,000 | 2,899,000 | 4,471,000 | 6,075,000 |
| Provision for loan losses | 30,000 | 0 | 30,000 | 95,000 |
| Pretax income | 333,000 | 746,000 | 1,193,000 | 1,615,000 |
| Income tax | 93,000 | 209,000 | 334,000 | 397,000 |
| Net income | 240,000 | 537,000 | 859,000 | 1,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,717,000 | 14,014,000 | 14,336,000 | 14,720,000 |
| Total capital | 14,946,000 | 15,270,000 | 15,607,000 | 15,960,000 |
| Risk-weighted assets | 122,205,000 | 127,403,000 | 131,024,000 | 133,141,000 |