Call reports 2024
WOODLAND BANK — 2024
What WOODLAND BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 150,251,000 | 156,422,000 | 157,773,000 | 158,695,000 |
| Total loans | 114,637,000 | 118,761,000 | 121,569,000 | 123,965,000 |
| Allowance for loan losses | 1,202,000 | 1,213,000 | 1,214,000 | 1,211,000 |
| Securities available for sale | 12,202,000 | 12,058,000 | 11,011,000 | 10,871,000 |
| Securities held to maturity | 5,189,000 | 5,169,000 | 5,148,000 | 5,128,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,412,000 | 133,829,000 | 137,572,000 | 135,609,000 |
| Interest-bearing deposits | 93,813,000 | 98,660,000 | 99,151,000 | 101,215,000 |
| Noninterest-bearing deposits | 33,599,000 | 35,169,000 | 38,421,000 | 34,394,000 |
| Equity capital | 12,156,000 | 12,383,000 | 12,925,000 | 13,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,881,000 | 3,881,000 | 6,036,000 | 8,253,000 |
| Interest expense | 573,000 | 1,243,000 | 1,964,000 | 2,650,000 |
| Net interest income | 1,308,000 | 2,638,000 | 4,072,000 | 5,603,000 |
| Noninterest income | 280,000 | 574,000 | 903,000 | 1,214,000 |
| Noninterest expense | 1,325,000 | 2,656,000 | 4,030,000 | 5,496,000 |
| Provision for loan losses | 10,000 | 25,000 | 48,000 | 50,000 |
| Pretax income | 253,000 | 531,000 | 897,000 | 1,271,000 |
| Income tax | 71,000 | 149,000 | 251,000 | 320,000 |
| Net income | 182,000 | 382,000 | 646,000 | 951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,182,000 | 13,383,000 | 13,647,000 | 13,952,000 |
| Total capital | 14,384,000 | 14,596,000 | 14,861,000 | 15,163,000 |
| Risk-weighted assets | 119,592,000 | 122,158,000 | 122,440,000 | 122,520,000 |