Call reports 2023
WOODLAND BANK — 2023
What WOODLAND BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 142,080,000 | 147,895,000 | 148,512,000 | 147,475,000 |
| Total loans | 103,224,000 | 106,346,000 | 108,365,000 | 109,829,000 |
| Allowance for loan losses | 1,217,000 | 1,222,000 | 1,228,000 | 1,196,000 |
| Securities available for sale | 13,026,000 | 12,763,000 | 12,327,000 | 12,417,000 |
| Securities held to maturity | 5,281,000 | 5,261,000 | 5,235,000 | 5,215,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,576,000 | 127,140,000 | 128,581,000 | 126,005,000 |
| Interest-bearing deposits | 90,045,000 | 93,708,000 | 90,497,000 | 90,281,000 |
| Noninterest-bearing deposits | 33,531,000 | 33,433,000 | 38,084,000 | 35,724,000 |
| Equity capital | 11,445,000 | 11,625,000 | 11,707,000 | 12,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,514,000 | 3,118,000 | 4,896,000 | 6,760,000 |
| Interest expense | 290,000 | 671,000 | 1,094,000 | 1,606,000 |
| Net interest income | 1,224,000 | 2,447,000 | 3,802,000 | 5,154,000 |
| Noninterest income | 274,000 | 608,000 | 884,000 | 1,176,000 |
| Noninterest expense | 1,294,000 | 2,536,000 | 3,813,000 | 5,168,000 |
| Provision for loan losses | 0 | 5,000 | 15,000 | 15,000 |
| Pretax income | 204,000 | 514,000 | 858,000 | 1,147,000 |
| Income tax | 57,000 | 144,000 | 240,000 | 280,000 |
| Net income | 147,000 | 370,000 | 618,000 | 867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,595,000 | 12,817,000 | 13,066,000 | 13,431,000 |
| Total capital | 13,812,000 | 14,039,000 | 14,294,000 | 14,627,000 |
| Risk-weighted assets | 110,497,000 | 117,526,000 | 116,484,000 | 116,807,000 |