Call reports 2021
WOODLAND BANK — 2021
What WOODLAND BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 131,987,000 | 133,428,000 | 138,041,000 | 137,189,000 |
| Total loans | 84,436,000 | 87,375,000 | 88,558,000 | 87,241,000 |
| Allowance for loan losses | 888,000 | 885,000 | 886,000 | 880,000 |
| Securities available for sale | 9,055,000 | 14,162,000 | 16,123,000 | 16,360,000 |
| Securities held to maturity | 3,983,000 | 3,959,000 | 5,697,000 | 5,664,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,873,000 | 112,644,000 | 116,875,000 | 116,115,000 |
| Interest-bearing deposits | 77,396,000 | 79,279,000 | 81,772,000 | 81,503,000 |
| Noninterest-bearing deposits | 33,477,000 | 33,365,000 | 35,103,000 | 34,612,000 |
| Equity capital | 12,192,000 | 12,515,000 | 12,742,000 | 12,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,349,000 | 2,783,000 | 4,110,000 | 5,336,000 |
| Interest expense | 163,000 | 321,000 | 471,000 | 616,000 |
| Net interest income | 1,186,000 | 2,462,000 | 3,639,000 | 4,720,000 |
| Noninterest income | 384,000 | 682,000 | 1,004,000 | 1,322,000 |
| Noninterest expense | 1,106,000 | 2,226,000 | 3,385,000 | 4,609,000 |
| Provision for loan losses | 20,000 | 40,000 | 50,000 | 50,000 |
| Pretax income | 458,000 | 892,000 | 1,222,000 | 1,397,000 |
| Income tax | 128,000 | 250,000 | 342,000 | 353,000 |
| Net income | 330,000 | 642,000 | 880,000 | 1,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,224,000 | 12,536,000 | 12,710,000 | 12,938,000 |
| Total capital | — | — | — | 13,818,000 |
| Risk-weighted assets | — | — | — | 94,803,000 |